Start Late, Finish Rich (Canadian Edition): A No-Fail Plan for Achieving Financial Freedom At Any Age

Description

From Amazon

“It’s only too late if you give up,” promis­es David Bach in the Cana­di­an edi­tion of Start Late, Fin­ish Rich, and with those words the mon­ey coach props up the sag­ging hopes and deflat­ed egos of many read­ers who fear they have squan­dered their finan­cial futures. The best-sell­ing author of Smart Women Fin­ish Rich, Smart Cou­ples Fin­ish Rich, The Auto­mat­ic Mil­lion­aire, and oth­ers is aim­ing his lat­est book at all of the peo­ple who say they wish they knew 20 or 30 years ago what they know today about mon­ey. In his ear­li­er books, Bach helped read­ers iden­ti­fy their “lat­te factor”–the small dai­ly splurges that add up to a life­time of liv­ing pay­cheque to pay­cheque. In this book, he helps read­ers find the “dou­ble lattes”–the satel­lite dish­es, DVD sub­scrip­tions, giant pick-up trucks, and oth­er larg­er annu­al extrav­a­gances that they can eas­i­ly live with­out. Once read­ers wran­gle their spend­ing under con­trol, he rec­om­mends ways that they can tur­bo-charge their earn­ings pow­er by start­ing a small busi­ness, direct sell­ing, auc­tion­ing items on eBay, or becom­ing a land­lord. Then, when peo­ple have built up some assets, Bach offers advice on divid­ing the spoils into three equal pots of real estate, stocks, and bonds. With Bach’s cheer­ful prod­ding, read­ers can over­come their iner­tia and start putting into place his sim­ple plan. “The fact is, most peo­ple over­es­ti­mate what they can do finan­cial­ly in a year–and under­es­ti­mate what they can achieve finan­cial­ly in just a decade or two.” After all–as Bach says–the past will con­tin­ue to be your future if you drag it along with you. –Car­olyn Leitch

Review

“Here is one good source to help you real­ize that there are options and it is pos­si­ble to cre­ate life the way you want it, finan­cial­ly speak­ing.… [Bach’s] work looks at many fine details and pro­vides research backed up with action­able ideas. ” – Times-Colonist

“David Bach tack­les head-on the com­mon com­plaint for far too many com­pla­cent Cana­di­ans that they can’t help them­selves finan­cial­ly or it is too late to do so. Bach’s prac­ti­cal mes­sages with proven finan­cial prin­ci­ples to help one­self are doable.… It’s nev­er too late. Bach can help those who are moti­vat­ed to help them­selves.” –Cana­di­an Mon­eySaver

From the Hard­cov­er edi­tion.

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David Bach has a plan to help you live and fin­ish rich—no mat­ter where you start­So you feel like you’ve start­ed late?You are not alone. What if I told you that right now as you flip through this book, 70% of the peo­ple in the store with you are liv­ing pay­check to paycheck?What if I told you that the man brows­ing the aisle to your left owes more than $8,000 in cred­it card debt? And the woman on your right has less than $1,000 in sav­ings? See? You’re real­ly not alone.Unfortunately, the vast major­i­ty of peo­ple who’ve saved too lit­tle and bor­rowed too much will nev­er catch up finan­cial­ly. Why? Because they don’t know how.You can start late and fin­ish rich—but you need a plan.This book con­tains the plan. It’s inspir­ing, easy to fol­low, and is based on proven finan­cial prin­ci­ples. Build­ing a secure finan­cial future for your­self isn’t some­thing you can do overnight. It will take time and it will take work. But you can do it. I know. I’ve helped mil­lions of peo­ple get their finan­cial lives together—and I can help you. Spend a few hours with me—and let me chal­lenge you. Give me a chance to become your coach. Just because you start­ed late doesn’t mean you are doomed to an uncer­tain future. Whether you’re in your thir­ties, for­ties, fifties, or beyond, there is still time to turn things around. It’s nev­er too late to live and fin­ish rich. All it takes is the deci­sion to start.—David BachIs it too late for me to get rich?Over and over, peo­ple share their fears with David Bach, America’s lead­ing mon­ey coach and the num­ber-one nation­al best-sell­ing author of The Auto­mat­ic Mil­lion­aire. “If only I had start­ed sav­ing when I was younger!” they say. “Is there any hope for me?”There IS hope, and help is here at last!In Start Late, Fin­ish Rich, David Bach takes the “Fin­ish Rich” wis­dom that has already helped mil­lions of peo­ple and tai­lors it specif­i­cal­ly to all of us who for­got to save, pro­cras­ti­nat­ed, or got side­tracked by life’s unex­pect­ed challenges.Whether you are in your thir­ties, for­ties, fifties, or even old­er, Bach shows that you real­ly can start late and still live and fin­ish rich – and you can get your plan in place fast. In a moti­vat­ing, swift read you learn how to ramp up the road to finan­cial secu­ri­ty with the prin­ci­ples of spend less, save more, make more – and most impor­tant, LIVE MORE. And he gives you the time test­ed plan to do it.The Start Late, Fin­ish Rich promise is bold and clear:Even if you are buried in debt – there is still hope.You can get rich in real estate – by start­ing small.Find your “Lat­te Fac­tor” – and tur­bo charge it to save mon­ey you didn’t know you had.You can start a busi­ness on the side – while you keep your old job and con­tin­ue earn­ing a paycheck.You can spend less, save more and make more – and it doesn’t have to hurt.David Bach gives you step-by-step instruc­tions, work­sheets, phone num­bers and web­site address­es –every­thing you need to put your Start Late plan into place right away. And he shares the sto­ries of ordi­nary Amer­i­cans who have turned their lives around, at thir­ty, forty, fifty, even six­ty years of age, and are now finan­cial­ly free. They did it, and now it’s your turn. With David Bach at your side, it’s nev­er too late to change your finan­cial des­tiny. It’s nev­er too late to live your dreams. It’s nev­er too late to be free.